Auto Insurance
Owning and enjoying your own car or truck is something we all take for granted. Chances are you'll own your first vehicle long before you will a home.
The value and peace of mind automobile insurance isn't apparent until it's needed. As an independent insurance agency it's our job to represent you, the customer, and help identify risks for the individual coverage you require.
Coverage can include:
- Preferred & Standard auto
- High risk auto (SR22)
- Motorcycle
- Motor homes
- Camping trailers, travel trailer, utility trailers
- Recreational vehicles, all-terrain vehicles, trail bikes, golf carts, mini bikes, dune buggies, jet skies, wet bikes
- Antique, classic or special interest cars
You should never cut corners on automobile liability coverage. Minimal packages of 25/50/25 (per person bodily injury/total accident coverage/property damage) are available: however, hitting an expensive sports car can quickly wipe out the insurance company's coverage. Paying for better coverage of 100/300/100 can supplement the standard auto policy, as the costs are minimal.
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Homeowners Insurance
If you own a house, condominium, or rent an apartment, like most people, your home is considered your most important investment. That's why you should ask yourself, "what if"? It's also why you should protect yourself with the best insurance coverage available.
We have access to the finest home and auto companies in the United States, like Travelers, Auto Owners, National Grange, and The Hartford. These companies continue to receive the highest ratings from the insurance industry's leading analysts and rating authorities.
Most insurance policies cover your dwelling, personal property, other structure on your property, loss of use of your home, personal liability, and medical payments to others. Opional endorsements to a policy include, but are not limited to water and sewage backups, identity theft, earthquake coverage, special computer coverage, and personal watercraft.
If you want more liability coverage than your home and automobile insurance policies provide, you can buy a separate umbrella insurance policy. More people are turning to umbrella policies to pick up gaps in coverage, especially when you consider the cost of litgation and size of judgments …it's some of the best and cheapest coverage you can buy.
Click here for a competitive quote today.